test: add golden output parity gate and live A/B compare

Phase 0 of docs/DESIGN.md, before any refactor code:

- tests/golden.rs runs every case in tests/golden/cases.toml (126
  outputs across help, completions, config, cache, all stocks commands
  on MSN and Yahoo mocks, error paths, and ownership queries on a seeded
  fixture DB) and compares exit code, stdout, and stderr byte for byte.
  Regenerate only with UPDATE_GOLDEN=1 for a reviewed output change.
- scripts/live-smoke.sh --compare <old-idx> runs each live case with
  both binaries and fails on differing exit codes, added/missing/retyped
  JSON keys, or changed values for slow-moving data.
- Exclude golden files from the whitespace/EOF pre-commit fixers, which
  would otherwise rewrite pinned help output.

Both gates were fault-injected: a one-word table change fails exactly
the three history goldens, and a binary dropping profile.long_name fails
only the profile live comparison.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

tests/golden/stocks-screen-large-cap.table.golden

@@ -0,0 +1,10 @@
+exit: 0
+--- stdout
+┌─────────┬───────┬──────┬────────┬────────────┬───────────────────────┬────────────┐
+│ SYMBOL  ┆ PRICE ┆ CHG  ┆ CHG%   ┆ VOLUME     ┆ MKT CAP               ┆ 52W RANGE  │
+╞═════════╪═══════╪══════╪════════╪════════════╪═══════════════════════╪════════════╡
+│ BBCA.JK ┆ 9,875 ┆ +117 ┆ +1.20% ┆ 12,300,000 ┆ 1,215,200,000,000,000 ┆ ████████░░ │
+├╌╌╌╌╌╌╌╌╌┼╌╌╌╌╌╌╌┼╌╌╌╌╌╌┼╌╌╌╌╌╌╌╌┼╌╌╌╌╌╌╌╌╌╌╌╌┼╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌╌┼╌╌╌╌╌╌╌╌╌╌╌╌┤
+│ BBRI.JK ┆ 5,100 ┆ +210 ┆ +4.30% ┆ 22,200,000 ┆ 780,000,000,000,000   ┆ ████████░░ │
+└─────────┴───────┴──────┴────────┴────────────┴───────────────────────┴────────────┘
+--- stderr