diff --git a/AGENTS.md b/AGENTS.md
index af599f4..644db20 100644
--- a/AGENTS.md
+++ b/AGENTS.md
@@ -22,7 +22,8 @@ src/
 ├── cli/                 # Command handlers (clap derive structs)
 │   ├── stocks.rs        # stocks quote/history/technical/fundamental/...
 │   ├── config.rs        # config get/set/init/path
-│   └── cache.rs         # cache info/clear
+│   ├── cache.rs         # cache info/clear
+│   └── ownership.rs     # ownership import/query commands
 ├── api/                 # Data providers (trait-based abstraction)
 │   ├── mod.rs           # MarketDataProvider trait + factory functions
 │   ├── types.rs         # All domain types (Quote, Ohlc, Fundamentals, ...)
@@ -43,6 +44,22 @@ src/
 - **Yahoo** = automatic fallback for history/OHLCV (MSN doesn't support IDX history)
 - Configurable: `IDX_PROVIDER=msn|yahoo`, `IDX_HISTORY_PROVIDER=auto|yahoo|msn`
 
+## Current Status
+- Automated coverage is healthy: `cargo test` currently passes with 122 tests (86 unit, 36 integration).
+- Live `stocks` commands are implemented and smoke-tested for: `quote`, `history`, `technical`, `growth`, `valuation`, `risk`, `fundamental`, `compare`, `profile`, `financials`, `earnings`, `sentiment`, `insights`, `news`, `screen`.
+- `stocks history --history-provider msn` is intentionally unsupported for IDX; `auto` falls back to Yahoo.
+- `ownership import --fetch-bing` is still intentionally unsupported; Bing client groundwork exists but the CLI path is deferred.
+
+## Known Hardening Gaps
+- MSN-only commands still bypass the shared cache/offline path in `src/cli/stocks.rs`; `--offline` is not reliable for `profile`/`financials`/`earnings`/`sentiment`/`insights`/`news`/`screen`.
+- Core quote flow has a verified `--offline --no-cache` bug: stale cache can still be served.
+- Startup/config failures do not yet honor the JSON error contract; runtime failures do.
+- `stocks screen --filter` and `--region` still silently coerce invalid values instead of rejecting them.
+- Some live MSN output is incomplete or misleading:
+  - `profile` can return sparse fields.
+  - `insights.last_updated` is still empty.
+  - `financials` table output has malformed negative-number formatting in some rows.
+
 ## Development
 ```bash
 nix develop                                    # enter dev shell
@@ -64,15 +81,15 @@ cargo test               # all tests pass
 1. **Schema-driven** — define types first, build logic around them. Types are the spec.
 2. **Functional approach** — pure parse/transform functions (`parse_*`, `normalize_*`), no hidden state.
 3. **Data types heavy** — rich enums, newtypes, composite structs. Precision via integer representations (basis points for %, i64 for shares).
-4. **Provider abstraction** — all data access through traits, never call Yahoo/MSN directly from commands.
+4. **Provider abstraction first** — all data access should flow through traits/factories. Note: current MSN-only stock commands still instantiate `MsnProvider` directly in `src/cli/stocks.rs`; removing that split path is an active hardening target.
 5. **Sync only** — no tokio/async. CLI tool, ureq is sufficient.
 6. **Test with fixtures** — never hit live APIs in tests. Mock provider + fixture JSON.
 7. **Output contract** — table to stdout (humans), `--output json` (machines), errors to stderr.
 8. **Feature-gated modules** — `ownership` feature for SQLite dep, keeps base binary lean.
 
 ## Docs
-Detailed specs live in `docs-internal/` (gitignored — internal strategy):
-- `docs-internal/SPEC.md` — system design, command tree, milestones
-- `docs-internal/TODO.md` — sprint breakdown
-- `docs-internal/ownership/SPEC.md` — ownership module architecture
-- `docs-internal/ownership/TODO.md` — ownership sprint plan
+Start with the repo-visible docs:
+- `FEATURE_SPEC.md` — current hardening backlog and CLI truth-pass expectations
+- `TODO.md` — working task list, including latest smoke findings
+- `docs/ARCHITECTURE.md` — provider/capability design and error strategy
+- `docs/CONVENTIONS.md` — repo conventions