fix: close the remaining review findings (cross-process lock, partials)

Second Codex (gpt-6.1-sol, xhigh) pass over 60634d3, each item verified
before fixing:

- new: the sync recheck hashed an existing empty database before schema
  setup, so the first sync falsely reported an external change. Hash
  after setup; a published snapshot already has the schema and keeps
  its bytes.
- sync, import, and entity edits now hold a cross-process lock
  (<db>.lock, std File::lock), so a sync cannot replace the database
  under an import running in another process. Import validates and
  downloads before taking the lock, keeping its error order. MSRV
  1.85 -> 1.89 for File::lock.
- the row-count rebuild branch also never downgrades history.
- cache reads no longer delete corrupt entries (a concurrent writer may
  have just replaced them); the next put overwrites atomically.
- idx-mcp validates the changes limit before querying and runs each
  requested section or analysis once.
- XLSX parsing bounds total cell text, so one large shared string
  referenced from many cells cannot exhaust memory.
- PDF/archive percentages must be 0-100%; HHI uses saturating math.

CLI goldens unchanged. Live A/B vs 0.2.4: 16 passed, discover hits the
IDX 403 on both builds (exit 4 vs 1, intended).

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

Cargo.toml

@@ -5,7 +5,7 @@ members = ["crates/idx-core", "crates/idx-cli", "crates/idx-mcp"]
 [workspace.package]
 version = "0.3.0"
 edition = "2024"
-rust-version = "1.85"
+rust-version = "1.89"
 license = "MIT"
 repository = "https://github.com/0xrsydn/idx-cli"
 homepage = "https://github.com/0xrsydn/idx-cli"